Call reports 2001
LEGACY BANK — 2001
What LEGACY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,216,000 | 48,739,000 | 49,418,000 | 49,355,000 |
| Total loans | 26,550,000 | 27,340,000 | 27,805,000 | 28,369,000 |
| Allowance for loan losses | 276,000 | 306,000 | 306,000 | 315,000 |
| Securities available for sale | 8,169,000 | 6,427,000 | 7,466,000 | 8,099,000 |
| Securities held to maturity | 2,860,000 | 2,760,000 | 3,225,000 | 3,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,646,000 | 45,097,000 | 45,625,000 | 45,629,000 |
| Interest-bearing deposits | 32,946,000 | 38,186,000 | 38,203,000 | 37,496,000 |
| Noninterest-bearing deposits | 6,700,000 | 6,911,000 | 7,422,000 | 8,133,000 |
| Equity capital | 3,366,000 | 3,443,000 | 3,606,000 | 3,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,592,000 | 2,412,000 | 3,217,000 |
| Interest expense | 343,000 | 730,000 | 1,109,000 | 1,431,000 |
| Net interest income | 412,000 | 862,000 | 1,303,000 | 1,786,000 |
| Noninterest income | 104,000 | 248,000 | 392,000 | 539,000 |
| Noninterest expense | 403,000 | 804,000 | 1,236,000 | 1,810,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 95,000 | 270,000 | 405,000 | 443,000 |
| Income tax | 8,000 | 14,000 | 20,000 | 22,000 |
| Net income | 87,000 | 256,000 | 385,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,197,000 | 3,275,000 | 3,391,000 | 3,390,000 |
| Total capital | 3,473,000 | 3,581,000 | 3,697,000 | 3,705,000 |
| Risk-weighted assets | 25,670,000 | 27,369,000 | 27,900,000 | 28,111,000 |