Call reports 2025
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2025
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 180,241,000 | 170,351,000 | 164,841,000 | 163,641,000 |
| Total loans | 79,095,000 | 86,991,000 | 90,071,000 | 90,926,000 |
| Allowance for loan losses | 1,786,000 | 1,769,000 | 2,069,000 | 2,069,000 |
| Securities available for sale | 70,089,000 | 73,979,000 | 65,980,000 | 63,953,000 |
| Securities held to maturity | 1,820,000 | 1,820,000 | 1,820,000 | 1,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,173,000 | 145,223,000 | 135,137,000 | 139,840,000 |
| Interest-bearing deposits | 121,637,000 | 111,243,000 | 104,991,000 | 107,234,000 |
| Noninterest-bearing deposits | 34,536,000 | 33,980,000 | 30,146,000 | 32,606,000 |
| Equity capital | 22,758,000 | 23,656,000 | 24,233,000 | 22,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,016,000 | 4,184,000 | 6,316,000 | 8,435,000 |
| Interest expense | 563,000 | 1,140,000 | 1,717,000 | 2,261,000 |
| Net interest income | 1,453,000 | 3,044,000 | 4,599,000 | 6,174,000 |
| Noninterest income | 25,000 | 57,000 | 87,000 | 126,000 |
| Noninterest expense | 821,000 | 1,713,000 | 2,578,000 | 3,578,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 300,000 |
| Pretax income | 657,000 | 1,388,000 | 1,808,000 | 2,422,000 |
| Income tax | 144,000 | 290,000 | 437,000 | 741,000 |
| Net income | 513,000 | 1,098,000 | 1,371,000 | 1,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,423,000 | 25,009,000 | 25,281,000 | 23,391,000 |