Call reports 2024
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2024
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 167,566,000 | 163,813,000 | 158,433,000 | 161,132,000 |
| Total loans | 74,799,000 | 84,452,000 | 86,412,000 | 87,021,000 |
| Allowance for loan losses | 1,965,000 | 1,778,000 | 1,791,000 | 1,798,000 |
| Securities available for sale | 72,475,000 | 65,528,000 | 65,125,000 | 63,806,000 |
| Securities held to maturity | 2,488,000 | 2,487,000 | 2,286,000 | 2,085,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,974,000 | 141,662,000 | 131,747,000 | 138,267,000 |
| Interest-bearing deposits | 112,652,000 | 108,189,000 | 101,190,000 | 104,350,000 |
| Noninterest-bearing deposits | 33,322,000 | 33,473,000 | 30,557,000 | 33,917,000 |
| Equity capital | 20,199,000 | 20,952,000 | 22,477,000 | 21,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,918,000 | 3,965,000 | 5,996,000 | 7,975,000 |
| Interest expense | 500,000 | 1,022,000 | 1,562,000 | 2,115,000 |
| Net interest income | 1,418,000 | 2,943,000 | 4,434,000 | 5,860,000 |
| Noninterest income | 28,000 | 58,000 | 86,000 | 140,000 |
| Noninterest expense | 835,000 | 1,671,000 | 2,524,000 | 3,327,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 611,000 | 1,327,000 | 1,993,000 | 2,669,000 |
| Income tax | 276,000 | 405,000 | 544,000 | 965,000 |
| Net income | 335,000 | 922,000 | 1,449,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,941,000 | 23,528,000 | 24,055,000 | 23,910,000 |