Call reports 2023
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2023
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 173,787,000 | 160,847,000 | 163,393,000 | 164,599,000 |
| Total loans | 63,864,000 | 72,974,000 | 80,176,000 | 82,234,000 |
| Allowance for loan losses | 1,890,000 | 1,940,000 | 1,941,000 | 1,987,000 |
| Securities available for sale | 74,078,000 | 73,573,000 | 72,102,000 | 73,117,000 |
| Securities held to maturity | 3,354,000 | 2,692,000 | 2,691,000 | 2,589,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,411,000 | 140,963,000 | 135,007,000 | 143,855,000 |
| Interest-bearing deposits | 114,076,000 | 107,475,000 | 102,125,000 | 108,131,000 |
| Noninterest-bearing deposits | 39,335,000 | 33,488,000 | 32,882,000 | 35,724,000 |
| Equity capital | 18,820,000 | 18,803,000 | 18,933,000 | 19,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,602,000 | 3,387,000 | 5,186,000 | 7,048,000 |
| Interest expense | 246,000 | 538,000 | 905,000 | 1,375,000 |
| Net interest income | 1,356,000 | 2,849,000 | 4,281,000 | 5,673,000 |
| Noninterest income | 658,000 | 687,000 | 718,000 | 767,000 |
| Noninterest expense | 818,000 | 1,645,000 | 2,604,000 | 3,492,000 |
| Provision for loan losses | -1,056,000 | -998,000 | -998,000 | -953,000 |
| Pretax income | 2,252,000 | 2,889,000 | 3,393,000 | 3,901,000 |
| Income tax | 21,000 | 37,000 | 109,000 | 180,000 |
| Net income | 2,231,000 | 2,852,000 | 3,284,000 | 3,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,617,000 | 22,237,000 | 22,670,000 | 22,606,000 |