Call reports 2022
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2022
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 175,816,000 | 173,319,000 | 161,225,000 | 158,673,000 |
| Total loans | 67,083,000 | 72,558,000 | 80,739,000 | 78,091,000 |
| Allowance for loan losses | 2,761,000 | 2,761,000 | 3,037,000 | 2,972,000 |
| Securities available for sale | 56,335,000 | 60,444,000 | 60,888,000 | 63,492,000 |
| Securities held to maturity | 3,983,000 | 3,926,000 | 3,923,000 | 3,556,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,291,000 | 155,185,000 | 143,684,000 | 141,340,000 |
| Interest-bearing deposits | 119,805,000 | 117,440,000 | 107,641,000 | 106,522,000 |
| Noninterest-bearing deposits | 37,486,000 | 37,745,000 | 36,043,000 | 34,818,000 |
| Equity capital | 17,081,000 | 16,428,000 | 15,581,000 | 16,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 2,032,000 | 3,368,000 | 4,860,000 |
| Interest expense | 150,000 | 295,000 | 436,000 | 601,000 |
| Net interest income | 666,000 | 1,737,000 | 2,932,000 | 4,259,000 |
| Noninterest income | 27,000 | 58,000 | 90,000 | 159,000 |
| Noninterest expense | 753,000 | 1,645,000 | 2,326,000 | 3,144,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -60,000 | 150,000 | 696,000 | 1,274,000 |
| Income tax | 41,000 | 82,000 | 124,000 | 165,000 |
| Net income | -101,000 | 68,000 | 572,000 | 1,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,626,000 | 18,795,000 | 19,299,000 | 19,385,000 |