Call reports 2021
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2021
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 163,340,000 | 161,123,000 | 158,880,000 | 159,610,000 |
| Total loans | 75,370,000 | 79,578,000 | 78,301,000 | 73,953,000 |
| Allowance for loan losses | 2,777,000 | 2,774,000 | 2,774,000 | 2,761,000 |
| Securities available for sale | 49,488,000 | 51,670,000 | 53,435,000 | 55,904,000 |
| Securities held to maturity | 6,126,000 | 5,458,000 | 5,454,000 | 5,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,163,000 | 140,893,000 | 138,466,000 | 139,893,000 |
| Interest-bearing deposits | 110,790,000 | 110,278,000 | 107,016,000 | 107,601,000 |
| Noninterest-bearing deposits | 32,373,000 | 30,615,000 | 31,450,000 | 32,292,000 |
| Equity capital | 18,678,000 | 18,739,000 | 18,735,000 | 18,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 892,000 | 1,806,000 | 2,745,000 | 3,699,000 |
| Interest expense | 176,000 | 348,000 | 511,000 | 665,000 |
| Net interest income | 716,000 | 1,458,000 | 2,234,000 | 3,034,000 |
| Noninterest income | 337,000 | 519,000 | 549,000 | 610,000 |
| Noninterest expense | 763,000 | 1,535,000 | 2,300,000 | 3,097,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 290,000 | 442,000 | 483,000 | 547,000 |
| Income tax | 82,000 | 153,000 | 195,000 | 237,000 |
| Net income | 208,000 | 289,000 | 288,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,625,000 | 18,706,000 | 18,705,000 | 18,727,000 |