Call reports 2020
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2020
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 147,932,000 | 151,137,000 | 145,795,000 | 151,469,000 |
| Total loans | 83,631,000 | 90,069,000 | 91,243,000 | 79,945,000 |
| Allowance for loan losses | 2,784,000 | 2,784,000 | 2,792,000 | 2,771,000 |
| Securities available for sale | 44,407,000 | 37,532,000 | 33,019,000 | 40,528,000 |
| Securities held to maturity | 7,465,000 | 7,287,000 | 7,182,000 | 6,854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,865,000 | 131,376,000 | 125,732,000 | 131,577,000 |
| Interest-bearing deposits | 104,598,000 | 105,431,000 | 99,467,000 | 102,266,000 |
| Noninterest-bearing deposits | 24,267,000 | 25,945,000 | 26,265,000 | 29,311,000 |
| Equity capital | 17,828,000 | 18,383,000 | 18,320,000 | 18,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,363,000 | 3,444,000 | 4,726,000 |
| Interest expense | 213,000 | 424,000 | 624,000 | 814,000 |
| Net interest income | 1,027,000 | 1,939,000 | 2,820,000 | 3,912,000 |
| Noninterest income | 29,000 | 171,000 | 206,000 | 262,000 |
| Noninterest expense | 783,000 | 1,565,000 | 2,505,000 | 3,230,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 292,000 | 564,000 | 540,000 | 963,000 |
| Income tax | 82,000 | 165,000 | 248,000 | 331,000 |
| Net income | 210,000 | 399,000 | 292,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,995,000 | 18,185,000 | 18,077,000 | 18,417,000 |