Call reports 2019
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2019
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 148,327,000 | 141,074,000 | 143,430,000 | 143,788,000 |
| Total loans | 82,614,000 | 92,539,000 | 95,796,000 | 90,255,000 |
| Allowance for loan losses | 1,868,000 | 1,870,000 | 2,274,000 | 2,784,000 |
| Securities available for sale | 40,365,000 | 36,826,000 | 35,745,000 | 37,282,000 |
| Securities held to maturity | 9,193,000 | 8,805,000 | 8,802,000 | 8,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,435,000 | 121,315,000 | 117,497,000 | 124,965,000 |
| Interest-bearing deposits | 103,744,000 | 98,195,000 | 94,268,000 | 98,762,000 |
| Noninterest-bearing deposits | 25,691,000 | 23,120,000 | 23,229,000 | 26,203,000 |
| Equity capital | 17,590,000 | 18,003,000 | 18,371,000 | 17,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,360,000 | 2,747,000 | 4,167,000 | 5,460,000 |
| Interest expense | 182,000 | 377,000 | 597,000 | 801,000 |
| Net interest income | 1,178,000 | 2,370,000 | 3,570,000 | 4,659,000 |
| Noninterest income | 30,000 | 61,000 | 90,000 | 166,000 |
| Noninterest expense | 798,000 | 1,587,000 | 2,379,000 | 3,008,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 410,000 | 844,000 | 1,281,000 | 1,317,000 |
| Income tax | 81,000 | 164,000 | 247,000 | 330,000 |
| Net income | 329,000 | 680,000 | 1,034,000 | 987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,577,000 | 17,928,000 | 18,283,000 | 17,785,000 |
| Total capital | 18,707,000 | 19,150,000 | 19,530,000 | 18,998,000 |
| Risk-weighted assets | 89,622,000 | 97,122,000 | 98,708,000 | 95,488,000 |