Call reports 2018
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2018
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 146,941,000 | 145,253,000 | 141,524,000 | 144,323,000 |
| Total loans | 83,327,000 | 92,258,000 | 95,467,000 | 90,180,000 |
| Allowance for loan losses | 1,877,000 | 1,879,000 | 1,888,000 | 1,870,000 |
| Securities available for sale | 39,997,000 | 31,950,000 | 30,289,000 | 34,379,000 |
| Securities held to maturity | 11,356,000 | 10,563,000 | 10,320,000 | 10,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,150,000 | 127,026,000 | 119,148,000 | 126,051,000 |
| Interest-bearing deposits | 106,208,000 | 103,396,000 | 97,217,000 | 100,415,000 |
| Noninterest-bearing deposits | 22,942,000 | 23,630,000 | 21,931,000 | 25,636,000 |
| Equity capital | 16,775,000 | 16,999,000 | 17,289,000 | 17,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,182,000 | 2,408,000 | 3,734,000 | 5,095,000 |
| Interest expense | 126,000 | 258,000 | 412,000 | 581,000 |
| Net interest income | 1,056,000 | 2,150,000 | 3,322,000 | 4,514,000 |
| Noninterest income | 34,000 | 66,000 | 102,000 | 172,000 |
| Noninterest expense | 761,000 | 1,600,000 | 2,437,000 | 3,183,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 329,000 | 619,000 | 990,000 | 1,506,000 |
| Income tax | 82,000 | 164,000 | 247,000 | 330,000 |
| Net income | 247,000 | 455,000 | 743,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,820,000 | 17,027,000 | 17,315,000 | 17,248,000 |
| Total capital | 17,989,000 | 18,257,000 | 18,558,000 | 18,434,000 |
| Risk-weighted assets | 92,781,000 | 97,728,000 | 98,811,000 | 94,226,000 |