Call reports 2017
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2017
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 151,213,000 | 144,988,000 | 144,562,000 | 140,871,000 |
| Total loans | 85,000,000 | 92,833,000 | 94,838,000 | 90,219,000 |
| Allowance for loan losses | 2,162,000 | 1,867,000 | 1,932,000 | 1,936,000 |
| Securities available for sale | 38,862,000 | 33,842,000 | 32,367,000 | 32,440,000 |
| Securities held to maturity | 14,333,000 | 13,718,000 | 13,320,000 | 12,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,947,000 | 127,506,000 | 120,843,000 | 123,546,000 |
| Interest-bearing deposits | 110,346,000 | 105,177,000 | 98,608,000 | 101,118,000 |
| Noninterest-bearing deposits | 23,601,000 | 22,329,000 | 22,235,000 | 22,428,000 |
| Equity capital | 16,328,000 | 16,290,000 | 16,442,000 | 16,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,159,000 | 3,346,000 | 4,509,000 |
| Interest expense | 128,000 | 256,000 | 386,000 | 510,000 |
| Net interest income | 951,000 | 1,903,000 | 2,960,000 | 3,999,000 |
| Noninterest income | 35,000 | 71,000 | 102,000 | 185,000 |
| Noninterest expense | 690,000 | 1,487,000 | 2,243,000 | 3,017,000 |
| Provision for loan losses | 0 | 150,000 | 250,000 | 250,000 |
| Pretax income | 296,000 | 337,000 | 569,000 | 917,000 |
| Income tax | 81,000 | 164,000 | 247,000 | 98,000 |
| Net income | 215,000 | 173,000 | 322,000 | 819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,318,000 | 16,277,000 | 16,425,000 | 16,572,000 |
| Total capital | 17,512,000 | 17,554,000 | 17,705,000 | 17,797,000 |
| Risk-weighted assets | 94,512,000 | 101,555,000 | 101,786,000 | 97,314,000 |