Call reports 2016
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2016
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 156,907,000 | 152,227,000 | 150,800,000 | 143,737,000 |
| Total loans | 90,309,000 | 96,858,000 | 98,134,000 | 90,226,000 |
| Allowance for loan losses | 2,527,000 | 2,830,000 | 2,089,000 | 2,187,000 |
| Securities available for sale | 38,128,000 | 34,126,000 | 31,109,000 | 30,102,000 |
| Securities held to maturity | 15,862,000 | 15,711,000 | 15,704,000 | 15,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,125,000 | 129,860,000 | 122,105,000 | 126,795,000 |
| Interest-bearing deposits | 116,868,000 | 108,409,000 | 101,251,000 | 102,680,000 |
| Noninterest-bearing deposits | 22,257,000 | 21,451,000 | 20,854,000 | 24,115,000 |
| Equity capital | 16,268,000 | 16,425,000 | 16,788,000 | 16,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,283,000 | 3,558,000 | 4,687,000 |
| Interest expense | 143,000 | 281,000 | 425,000 | 558,000 |
| Net interest income | 993,000 | 2,002,000 | 3,133,000 | 4,129,000 |
| Noninterest income | 29,000 | 70,000 | 101,000 | 156,000 |
| Noninterest expense | 582,000 | 1,163,000 | 1,753,000 | 2,570,000 |
| Provision for loan losses | 100,000 | 400,000 | 500,000 | 600,000 |
| Pretax income | 342,000 | 511,000 | 984,000 | 1,135,000 |
| Income tax | 82,000 | 165,000 | 248,000 | 331,000 |
| Net income | 260,000 | 346,000 | 736,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,209,000 | 16,295,000 | 16,685,000 | 16,103,000 |
| Total capital | 17,535,000 | 17,625,000 | 18,014,000 | 17,337,000 |
| Risk-weighted assets | 104,912,000 | 104,911,000 | 105,583,000 | 97,791,000 |