Call reports 2015
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2015
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 161,697,000 | 151,647,000 | 149,086,000 | 148,898,000 |
| Total loans | 81,338,000 | 92,628,000 | 96,681,000 | 93,469,000 |
| Allowance for loan losses | 2,141,000 | 2,125,000 | 2,127,000 | 2,428,000 |
| Securities available for sale | 41,826,000 | 35,967,000 | 31,523,000 | 30,956,000 |
| Securities held to maturity | 16,863,000 | 16,682,000 | 16,460,000 | 16,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,015,000 | 133,800,000 | 127,011,000 | 131,465,000 |
| Interest-bearing deposits | 117,173,000 | 110,765,000 | 104,035,000 | 108,972,000 |
| Noninterest-bearing deposits | 26,842,000 | 23,035,000 | 22,976,000 | 22,493,000 |
| Equity capital | 15,470,000 | 15,788,000 | 16,269,000 | 15,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,063,000 | 2,200,000 | 3,400,000 | 4,570,000 |
| Interest expense | 149,000 | 298,000 | 443,000 | 584,000 |
| Net interest income | 914,000 | 1,902,000 | 2,957,000 | 3,986,000 |
| Noninterest income | 46,000 | 91,000 | 127,000 | 218,000 |
| Noninterest expense | 571,000 | 1,149,000 | 1,739,000 | 2,246,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 403,000 | 913,000 | 1,414,000 | 1,728,000 |
| Income tax | 81,000 | 164,000 | 247,000 | 330,000 |
| Net income | 322,000 | 749,000 | 1,167,000 | 1,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,373,000 | 15,800,000 | 16,218,000 | 15,949,000 |
| Total capital | 16,530,000 | 17,098,000 | 17,549,000 | 17,273,000 |
| Risk-weighted assets | 91,538,000 | 102,975,000 | 105,687,000 | 104,839,000 |