Call reports 2014
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2014
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 152,967,000 | 149,342,000 | 146,589,000 | 147,486,000 |
| Total loans | 72,323,000 | 80,065,000 | 83,847,000 | 83,146,000 |
| Allowance for loan losses | 2,202,000 | 2,219,000 | 2,221,000 | 2,145,000 |
| Securities available for sale | 36,347,000 | 35,966,000 | 34,042,000 | 35,332,000 |
| Securities held to maturity | 16,484,000 | 16,616,000 | 17,215,000 | 17,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,146,000 | 132,200,000 | 128,901,000 | 130,402,000 |
| Interest-bearing deposits | 111,501,000 | 105,781,000 | 105,296,000 | 105,960,000 |
| Noninterest-bearing deposits | 24,645,000 | 26,419,000 | 23,605,000 | 24,442,000 |
| Equity capital | 14,172,000 | 14,434,000 | 14,768,000 | 15,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,085,000 | 3,297,000 | 4,400,000 |
| Interest expense | 164,000 | 319,000 | 469,000 | 616,000 |
| Net interest income | 856,000 | 1,766,000 | 2,828,000 | 3,784,000 |
| Noninterest income | 42,000 | 93,000 | 136,000 | 199,000 |
| Noninterest expense | 720,000 | 1,413,000 | 2,124,000 | 2,469,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 474,000 | 868,000 | 1,544,000 |
| Income tax | 82,000 | 164,000 | 247,000 | 330,000 |
| Net income | 96,000 | 310,000 | 621,000 | 1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,284,000 | 14,497,000 | 14,809,000 | 15,051,000 |
| Total capital | 15,332,000 | 15,631,000 | 15,960,000 | 16,205,000 |
| Risk-weighted assets | 82,695,000 | 89,610,000 | 91,007,000 | 91,318,000 |