Call reports 2013
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2013
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 149,000,000 | 145,554,000 | 145,294,000 | 146,119,000 |
| Total loans | 72,055,000 | 76,733,000 | 76,851,000 | 76,139,000 |
| Allowance for loan losses | 2,306,000 | 2,281,000 | 2,278,000 | 2,281,000 |
| Securities available for sale | 43,332,000 | 39,699,000 | 37,690,000 | 38,312,000 |
| Securities held to maturity | 17,612,000 | 16,656,000 | 16,452,000 | 16,882,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,282,000 | 128,876,000 | 128,245,000 | 129,621,000 |
| Interest-bearing deposits | 108,411,000 | 107,173,000 | 103,889,000 | 103,099,000 |
| Noninterest-bearing deposits | 23,871,000 | 21,703,000 | 24,356,000 | 26,522,000 |
| Equity capital | 14,031,000 | 13,890,000 | 14,060,000 | 13,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,133,000 | 2,207,000 | 3,261,000 | 4,328,000 |
| Interest expense | 185,000 | 370,000 | 546,000 | 712,000 |
| Net interest income | 948,000 | 1,837,000 | 2,715,000 | 3,616,000 |
| Noninterest income | 52,000 | 127,000 | 177,000 | 257,000 |
| Noninterest expense | 673,000 | 1,350,000 | 2,065,000 | 2,632,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 327,000 | 614,000 | 827,000 | 1,241,000 |
| Income tax | 81,000 | 164,000 | 247,000 | 330,000 |
| Net income | 246,000 | 450,000 | 580,000 | 911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,872,000 | 14,076,000 | 14,206,000 | 14,188,000 |
| Total capital | 14,953,000 | 15,154,000 | 15,288,000 | 15,286,000 |
| Risk-weighted assets | 85,269,000 | 85,058,000 | 85,327,000 | 86,682,000 |