Call reports 2012
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2012
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 137,881,000 | 134,548,000 | 131,680,000 | 139,149,000 |
| Total loans | 60,956,000 | 71,751,000 | 74,939,000 | 75,346,000 |
| Allowance for loan losses | 2,269,000 | 2,265,000 | 2,247,000 | 2,286,000 |
| Securities available for sale | 38,916,000 | 34,908,000 | 29,784,000 | 36,178,000 |
| Securities held to maturity | 18,880,000 | 18,883,000 | 19,013,000 | 18,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,514,000 | 117,873,000 | 114,524,000 | 122,868,000 |
| Interest-bearing deposits | 101,311,000 | 97,046,000 | 94,316,000 | 98,836,000 |
| Noninterest-bearing deposits | 20,203,000 | 20,827,000 | 20,208,000 | 24,032,000 |
| Equity capital | 13,759,000 | 13,946,000 | 14,228,000 | 13,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,063,000 | 2,167,000 | 3,311,000 | 4,454,000 |
| Interest expense | 209,000 | 416,000 | 617,000 | 801,000 |
| Net interest income | 854,000 | 1,751,000 | 2,694,000 | 3,653,000 |
| Noninterest income | 57,000 | 114,000 | 161,000 | 239,000 |
| Noninterest expense | 657,000 | 1,353,000 | 2,036,000 | 2,599,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 254,000 | 543,000 | 850,000 | 1,324,000 |
| Income tax | 82,000 | 165,000 | 248,000 | 331,000 |
| Net income | 172,000 | 378,000 | 602,000 | 993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,555,000 | 13,762,000 | 13,986,000 | 13,627,000 |
| Total capital | 14,461,000 | 14,781,000 | 15,045,000 | 14,713,000 |
| Risk-weighted assets | 71,108,000 | 80,268,000 | 83,514,000 | 85,727,000 |