Call reports 2011
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2011
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 127,173,000 | 123,652,000 | 123,250,000 | 125,779,000 |
| Total loans | 55,871,000 | 60,880,000 | 61,998,000 | 61,374,000 |
| Allowance for loan losses | 2,095,000 | 2,097,000 | 2,260,000 | 2,292,000 |
| Securities available for sale | 35,152,000 | 30,421,000 | 29,598,000 | 35,603,000 |
| Securities held to maturity | 18,854,000 | 18,971,000 | 19,211,000 | 19,573,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,873,000 | 106,993,000 | 106,211,000 | 109,734,000 |
| Interest-bearing deposits | 93,884,000 | 89,936,000 | 87,663,000 | 88,956,000 |
| Noninterest-bearing deposits | 16,989,000 | 17,057,000 | 18,548,000 | 20,778,000 |
| Equity capital | 13,453,000 | 13,645,000 | 13,891,000 | 13,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,197,000 | 3,367,000 | 4,472,000 |
| Interest expense | 247,000 | 483,000 | 696,000 | 901,000 |
| Net interest income | 874,000 | 1,714,000 | 2,671,000 | 3,571,000 |
| Noninterest income | 46,000 | 110,000 | 161,000 | 258,000 |
| Noninterest expense | 668,000 | 1,343,000 | 2,022,000 | 2,528,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 252,000 | 495,000 | 824,000 | 1,315,000 |
| Income tax | 80,000 | 163,000 | 246,000 | 329,000 |
| Net income | 172,000 | 332,000 | 578,000 | 986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,319,000 | 13,479,000 | 13,725,000 | 13,383,000 |
| Total capital | 14,145,000 | 14,358,000 | 14,624,000 | 14,300,000 |
| Risk-weighted assets | 64,821,000 | 69,136,000 | 70,534,000 | 71,964,000 |