Call reports 2010
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2010
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 112,559,000 | 114,582,000 | 114,969,000 | 116,677,000 |
| Total loans | 52,973,000 | 58,203,000 | 59,493,000 | 60,217,000 |
| Allowance for loan losses | 2,067,000 | 2,012,000 | 1,980,000 | 2,031,000 |
| Securities available for sale | 25,923,000 | 23,627,000 | 26,571,000 | 28,758,000 |
| Securities held to maturity | 18,356,000 | 18,599,000 | 18,806,000 | 19,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,567,000 | 98,326,000 | 98,010,000 | 100,687,000 |
| Interest-bearing deposits | 83,130,000 | 84,203,000 | 82,785,000 | 82,727,000 |
| Noninterest-bearing deposits | 13,437,000 | 14,123,000 | 15,225,000 | 17,960,000 |
| Equity capital | 13,409,000 | 13,565,000 | 13,750,000 | 13,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,227,000 | 3,353,000 | 4,515,000 |
| Interest expense | 296,000 | 596,000 | 884,000 | 1,151,000 |
| Net interest income | 807,000 | 1,631,000 | 2,469,000 | 3,364,000 |
| Noninterest income | 54,000 | 100,000 | 160,000 | 265,000 |
| Noninterest expense | 655,000 | 1,314,000 | 1,978,000 | 2,536,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 206,000 | 417,000 | 651,000 | 1,093,000 |
| Income tax | 104,000 | 209,000 | 257,000 | 280,000 |
| Net income | 102,000 | 208,000 | 394,000 | 813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,186,000 | 13,292,000 | 13,478,000 | 13,147,000 |
| Total capital | 13,972,000 | 14,125,000 | 14,316,000 | 14,013,000 |
| Risk-weighted assets | 61,607,000 | 65,479,000 | 65,873,000 | 68,139,000 |