Call reports 2009
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2009
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 108,746,000 | 108,578,000 | 103,243,000 | 106,734,000 |
| Total loans | 52,811,000 | 58,101,000 | 58,491,000 | 58,516,000 |
| Allowance for loan losses | 2,161,000 | 2,167,000 | 2,171,000 | 2,175,000 |
| Securities available for sale | 24,186,000 | 21,507,000 | 20,737,000 | 22,387,000 |
| Securities held to maturity | 18,156,000 | 19,121,000 | 19,227,000 | 18,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,036,000 | 92,509,000 | 86,673,000 | 91,014,000 |
| Interest-bearing deposits | 79,107,000 | 78,670,000 | 73,311,000 | 75,971,000 |
| Noninterest-bearing deposits | 13,929,000 | 13,839,000 | 13,362,000 | 15,043,000 |
| Equity capital | 13,262,000 | 13,472,000 | 13,773,000 | 13,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,482,000 | 3,757,000 | 4,979,000 |
| Interest expense | 355,000 | 695,000 | 1,019,000 | 1,319,000 |
| Net interest income | 896,000 | 1,787,000 | 2,738,000 | 3,660,000 |
| Noninterest income | 54,000 | 109,000 | 173,000 | 263,000 |
| Noninterest expense | 613,000 | 1,298,000 | 1,971,000 | 2,555,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 337,000 | 598,000 | 940,000 | 1,368,000 |
| Income tax | 104,000 | 209,000 | 315,000 | 421,000 |
| Net income | 233,000 | 389,000 | 625,000 | 947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,120,000 | 13,276,000 | 13,512,000 | 13,084,000 |
| Total capital | 13,880,000 | 14,084,000 | 14,313,000 | 13,889,000 |
| Risk-weighted assets | 59,401,000 | 63,111,000 | 62,688,000 | 63,039,000 |