Call reports 2006
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2006
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 94,958,000 | 95,388,000 | 96,101,000 | 93,801,000 |
| Total loans | 47,011,000 | 53,508,000 | 54,641,000 | 53,020,000 |
| Allowance for loan losses | 2,134,000 | 2,148,000 | 2,060,000 | 2,049,000 |
| Securities available for sale | 2,946,000 | 2,771,000 | 2,594,000 | 2,435,000 |
| Securities held to maturity | 36,945,000 | 36,470,000 | 35,460,000 | 33,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,320,000 | 77,751,000 | 75,892,000 | 78,924,000 |
| Interest-bearing deposits | 69,266,000 | 66,985,000 | 66,195,000 | 67,102,000 |
| Noninterest-bearing deposits | 11,054,000 | 10,766,000 | 9,697,000 | 11,822,000 |
| Equity capital | 12,973,000 | 13,223,000 | 13,496,000 | 12,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,315,000 | 2,637,000 | 4,091,000 | 5,491,000 |
| Interest expense | 416,000 | 877,000 | 1,451,000 | 2,041,000 |
| Net interest income | 899,000 | 1,760,000 | 2,640,000 | 3,450,000 |
| Noninterest income | 66,000 | 137,000 | 211,000 | 303,000 |
| Noninterest expense | 572,000 | 1,148,000 | 1,728,000 | 2,389,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 393,000 | 749,000 | 1,123,000 | 1,364,000 |
| Income tax | 104,000 | 209,000 | 315,000 | 421,000 |
| Net income | 289,000 | 540,000 | 808,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,982,000 | 13,232,000 | 13,501,000 | 12,735,000 |
| Total capital | 13,570,000 | 13,901,000 | 14,190,000 | 13,410,000 |
| Risk-weighted assets | 48,407,000 | 52,343,000 | 53,783,000 | 52,634,000 |