Call reports 2001
FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU — 2001
What FIRST NATIONAL BANK AND TRUST COMPANY OF BOTTINEAU reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 96,438,000 | 96,329,000 | 95,970,000 | 96,572,000 |
| Total loans | 31,598,000 | 35,712,000 | 37,427,000 | 35,785,000 |
| Allowance for loan losses | 2,482,000 | 2,482,000 | 2,473,000 | 2,481,000 |
| Securities available for sale | 7,631,000 | 10,373,000 | 11,631,000 | 8,881,000 |
| Securities held to maturity | 43,982,000 | 41,409,000 | 41,085,000 | 40,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,782,000 | 82,112,000 | 81,760,000 | 82,869,000 |
| Interest-bearing deposits | 75,823,000 | 74,745,000 | 73,202,000 | 74,517,000 |
| Noninterest-bearing deposits | 6,959,000 | 7,367,000 | 8,558,000 | 8,352,000 |
| Equity capital | 11,820,000 | 11,796,000 | 11,893,000 | 11,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,589,000 | 3,166,000 | 4,755,000 | 6,234,000 |
| Interest expense | 932,000 | 1,851,000 | 2,714,000 | 3,434,000 |
| Net interest income | 657,000 | 1,315,000 | 2,041,000 | 2,800,000 |
| Noninterest income | 46,000 | 102,000 | 159,000 | 227,000 |
| Noninterest expense | 511,000 | 1,108,000 | 1,677,000 | 2,167,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 192,000 | 310,000 | 524,000 | 865,000 |
| Income tax | 53,000 | 106,000 | 160,000 | 215,000 |
| Net income | 139,000 | 204,000 | 364,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,764,000 | 11,728,000 | 11,814,000 | 11,900,000 |
| Total capital | 12,308,000 | 12,299,000 | 12,399,000 | 12,490,000 |
| Risk-weighted assets | 41,582,000 | 43,735,000 | 44,883,000 | 45,276,000 |