Call reports 2018
ANDALUSIA COMMUNITY BANK — 2018
What ANDALUSIA COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 39,560,000 | 39,518,000 |
| Total loans | 26,954,000 | 27,824,000 |
| Allowance for loan losses | 405,000 | 364,000 |
| Securities available for sale | 3,841,000 | 3,773,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 33,117,000 | 33,064,000 |
| Interest-bearing deposits | 25,479,000 | 25,509,000 |
| Noninterest-bearing deposits | 7,638,000 | 7,555,000 |
| Equity capital | 6,257,000 | 6,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 388,000 | 785,000 |
| Interest expense | 19,000 | 36,000 |
| Net interest income | 369,000 | 749,000 |
| Noninterest income | 16,000 | 69,000 |
| Noninterest expense | 365,000 | 723,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 20,000 | 95,000 |
| Income tax | 4,000 | 9,000 |
| Net income | 16,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 6,286,000 | 6,355,000 |
| Total capital | 6,592,000 | 6,667,000 |
| Risk-weighted assets | 24,343,000 | 24,947,000 |