Call reports 2017
ANDALUSIA COMMUNITY BANK — 2017
What ANDALUSIA COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 40,779,000 | 39,753,000 | 40,105,000 | 39,286,000 |
| Total loans | 27,926,000 | 26,478,000 | 26,623,000 | 26,920,000 |
| Allowance for loan losses | 880,000 | 887,000 | 490,000 | 492,000 |
| Securities available for sale | 5,378,000 | 5,401,000 | 5,950,000 | 3,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,437,000 | 33,681,000 | 33,587,000 | 32,770,000 |
| Interest-bearing deposits | 26,684,000 | 25,905,000 | 26,325,000 | 26,015,000 |
| Noninterest-bearing deposits | 7,753,000 | 7,776,000 | 7,262,000 | 6,755,000 |
| Equity capital | 5,872,000 | 5,912,000 | 6,318,000 | 6,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 799,000 | 1,184,000 | 1,584,000 |
| Interest expense | 18,000 | 36,000 | 55,000 | 76,000 |
| Net interest income | 379,000 | 763,000 | 1,129,000 | 1,508,000 |
| Noninterest income | 41,000 | 106,000 | 553,000 | 600,000 |
| Noninterest expense | 367,000 | 761,000 | 1,161,000 | 1,562,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 108,000 | 521,000 | 580,000 |
| Income tax | 0 | 22,000 | 26,000 | 35,000 |
| Net income | 53,000 | 86,000 | 495,000 | 545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,837,000 | 5,846,000 | 6,255,000 | 6,305,000 |
| Total capital | 6,149,000 | 6,149,000 | 6,560,000 | 6,604,000 |
| Risk-weighted assets | 24,392,000 | 23,676,000 | 24,225,000 | 23,732,000 |