Call reports 2001
CAPITOL THRIFT AND LOAN ASSOCIATION — 2001
What CAPITOL THRIFT AND LOAN ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 129,305,000 | 125,496,000 | 124,432,000 | 114,820,000 |
| Total loans | 111,471,000 | 114,414,000 | 115,196,000 | 113,342,000 |
| Allowance for loan losses | 2,000,000 | 2,000,000 | 2,000,000 | 2,050,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,913,000 | 105,923,000 | 105,192,000 | 90,551,000 |
| Interest-bearing deposits | 108,913,000 | 105,923,000 | 105,192,000 | 90,551,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 11,011,000 | 10,298,000 | 9,907,000 | 10,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,043,000 | 5,954,000 | 8,761,000 | 11,493,000 |
| Interest expense | 1,753,000 | 3,414,000 | 4,974,000 | 6,290,000 |
| Net interest income | 1,290,000 | 2,540,000 | 3,787,000 | 5,203,000 |
| Noninterest income | 145,000 | 245,000 | 513,000 | 1,267,000 |
| Noninterest expense | 940,000 | 1,996,000 | 3,025,000 | 4,275,000 |
| Provision for loan losses | 9,000 | 24,000 | 20,000 | 79,000 |
| Pretax income | 486,000 | 765,000 | 1,255,000 | 2,116,000 |
| Income tax | 180,000 | 272,000 | 453,000 | 744,000 |
| Net income | 306,000 | 493,000 | 802,000 | 1,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,011,000 | 10,298,000 | 9,907,000 | 10,477,000 |
| Total capital | 12,389,000 | 11,701,000 | 11,314,000 | 11,801,000 |
| Risk-weighted assets | 109,622,000 | 111,661,000 | 111,953,000 | 105,273,000 |