Call reports 2004
PATRIOT BANK — 2004
What PATRIOT BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 |
|---|---|
| Total assets | 1,036,406,000 |
| Total loans | 635,483,000 |
| Allowance for loan losses | 7,059,000 |
| Securities available for sale | 327,826,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 641,788,000 |
| Interest-bearing deposits | 616,887,000 |
| Noninterest-bearing deposits | 24,901,000 |
| Equity capital | 86,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 |
|---|---|
| Interest income | 14,710,000 |
| Interest expense | 5,812,000 |
| Net interest income | 8,898,000 |
| Noninterest income | 2,126,000 |
| Noninterest expense | 7,468,000 |
| Provision for loan losses | 1,000,000 |
| Pretax income | 2,556,000 |
| Income tax | 467,000 |
| Net income | 2,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 |
|---|---|
| Tier 1 capital | 71,833,000 |
| Total capital | 78,892,000 |
| Risk-weighted assets | 674,353,000 |