Call reports 2002
PATRIOT BANK — 2002
What PATRIOT BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,007,673,000 | 1,009,903,000 | 987,752,000 | 995,975,000 |
| Total loans | 651,832,000 | 648,990,000 | 644,301,000 | 624,356,000 |
| Allowance for loan losses | 6,294,000 | 6,478,000 | 6,627,000 | 6,922,000 |
| Securities available for sale | 235,463,000 | 243,590,000 | 259,590,000 | 297,062,000 |
| Securities held to maturity | 36,580,000 | 32,896,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,174,000 | 514,571,000 | 535,996,000 | 521,150,000 |
| Interest-bearing deposits | 495,174,000 | 469,135,000 | 492,372,000 | 513,273,000 |
| Noninterest-bearing deposits | 39,000,000 | 45,435,000 | 43,624,000 | 7,876,000 |
| Equity capital | 78,031,000 | 80,758,000 | 85,973,000 | 84,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 17,118,000 | 34,091,000 | 50,856,000 | 66,684,000 |
| Interest expense | 9,713,000 | 18,721,000 | 27,109,000 | 34,887,000 |
| Net interest income | 7,405,000 | 15,370,000 | 23,747,000 | 31,797,000 |
| Noninterest income | 1,652,000 | 3,385,000 | 5,228,000 | 6,187,000 |
| Noninterest expense | 5,335,000 | 10,899,000 | 16,880,000 | 22,949,000 |
| Provision for loan losses | 675,000 | 1,675,000 | 2,875,000 | 4,075,000 |
| Pretax income | 3,047,000 | 6,315,000 | 9,538,000 | 12,311,000 |
| Income tax | 799,000 | 1,635,000 | 2,373,000 | 2,935,000 |
| Net income | 2,248,000 | 4,680,000 | 7,165,000 | 9,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,259,000 | 68,522,000 | 70,440,000 | 70,373,000 |
| Total capital | 74,675,000 | 75,883,000 | 79,332,000 | 79,326,000 |
| Risk-weighted assets | 679,863,000 | 699,855,000 | 692,824,000 | 694,639,000 |