Call reports 2026
FIRST STATE BANK OF OLMSTED — 2026
What FIRST STATE BANK OF OLMSTED reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 77,512,000 | 78,431,000 |
| Total loans | 50,692,000 | 51,549,000 |
| Allowance for loan losses | 471,000 | 468,000 |
| Securities available for sale | 20,999,000 | 20,255,000 |
| Securities held to maturity | 101,000 | 101,000 |
| Trading assets | 0 | 0 |
| Total deposits | 67,589,000 | 68,409,000 |
| Interest-bearing deposits | 54,953,000 | 55,978,000 |
| Noninterest-bearing deposits | 12,636,000 | 12,431,000 |
| Equity capital | 9,497,000 | 9,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 949,000 | 1,936,000 |
| Interest expense | 266,000 | 539,000 |
| Net interest income | 683,000 | 1,397,000 |
| Noninterest income | 66,000 | 127,000 |
| Noninterest expense | 443,000 | 893,000 |
| Provision for loan losses | 3,000 | 6,000 |
| Pretax income | 303,000 | 625,000 |
| Income tax | 67,000 | 153,000 |
| Net income | 236,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,462,000 | 9,688,000 |
| Total capital | — | 10,156,000 |
| Risk-weighted assets | — | 48,656,000 |