Call reports 2022
FIRST STATE BANK OF OLMSTED — 2022
What FIRST STATE BANK OF OLMSTED reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 69,463,000 | 69,358,000 | 68,439,000 | 66,855,000 |
| Total loans | 37,988,000 | 38,375,000 | 39,409,000 | 38,923,000 |
| Allowance for loan losses | 414,000 | 421,000 | 427,000 | 433,000 |
| Securities available for sale | 20,434,000 | 21,808,000 | 21,358,000 | 20,506,000 |
| Securities held to maturity | 855,000 | 781,000 | 779,000 | 583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,273,000 | 62,552,000 | 62,003,000 | 60,216,000 |
| Interest-bearing deposits | 48,653,000 | 52,628,000 | 52,470,000 | 48,932,000 |
| Noninterest-bearing deposits | 12,620,000 | 9,924,000 | 9,533,000 | 11,284,000 |
| Equity capital | 6,936,000 | 6,708,000 | 6,323,000 | 6,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,088,000 | 1,682,000 | 2,301,000 |
| Interest expense | 51,000 | 110,000 | 195,000 | 316,000 |
| Net interest income | 473,000 | 978,000 | 1,487,000 | 1,985,000 |
| Noninterest income | 44,000 | 86,000 | 131,000 | 178,000 |
| Noninterest expense | 372,000 | 779,000 | 1,138,000 | 1,544,000 |
| Provision for loan losses | 9,000 | 16,000 | 22,000 | 28,000 |
| Pretax income | 136,000 | 269,000 | 458,000 | 591,000 |
| Income tax | 23,000 | 30,000 | 40,000 | 65,000 |
| Net income | 113,000 | 239,000 | 418,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,243,000 | 7,156,000 | 6,994,000 | 5,892,000 |
| Total capital | 7,657,000 | 7,577,000 | 7,421,000 | 6,325,000 |
| Risk-weighted assets | 37,574,000 | 37,779,000 | 38,916,000 | 38,151,000 |