Call reports 2019
FIRST STATE BANK OF OLMSTED — 2019
What FIRST STATE BANK OF OLMSTED reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 50,161,000 | 53,155,000 | 50,895,000 | 53,861,000 |
| Total loans | 34,624,000 | 35,137,000 | 36,338,000 | 36,884,000 |
| Allowance for loan losses | 332,000 | 335,000 | 338,000 | 341,000 |
| Securities available for sale | 9,522,000 | 10,403,000 | 9,182,000 | 9,310,000 |
| Securities held to maturity | 862,000 | 862,000 | 862,000 | 862,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,397,000 | 46,288,000 | 43,869,000 | 46,824,000 |
| Interest-bearing deposits | 36,174,000 | 39,407,000 | 36,917,000 | 39,562,000 |
| Noninterest-bearing deposits | 7,223,000 | 6,881,000 | 6,952,000 | 7,262,000 |
| Equity capital | 6,458,000 | 6,631,000 | 6,745,000 | 6,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 1,103,000 | 1,614,000 | 2,270,000 |
| Interest expense | 84,000 | 175,000 | 262,000 | 351,000 |
| Net interest income | 459,000 | 928,000 | 1,352,000 | 1,919,000 |
| Noninterest income | 41,000 | 102,000 | 137,000 | 202,000 |
| Noninterest expense | 356,000 | 712,000 | 1,007,000 | 1,494,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 141,000 | 312,000 | 473,000 | 615,000 |
| Income tax | 34,000 | 71,000 | 107,000 | 138,000 |
| Net income | 107,000 | 241,000 | 366,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,547,000 | 6,777,000 | 6,877,000 | 6,875,000 |
| Total capital | 6,879,000 | 7,112,000 | 7,215,000 | 7,216,000 |
| Risk-weighted assets | 32,252,000 | 32,795,000 | 33,061,000 | 33,609,000 |