Call reports 2018
FIRST STATE BANK OF OLMSTED — 2018
What FIRST STATE BANK OF OLMSTED reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 49,698,000 | 48,225,000 | 49,445,000 | 51,772,000 |
| Total loans | 32,843,000 | 33,651,000 | 35,108,000 | 35,058,000 |
| Allowance for loan losses | 347,000 | 353,000 | 357,000 | 329,000 |
| Securities available for sale | 10,023,000 | 10,030,000 | 9,310,000 | 9,574,000 |
| Securities held to maturity | 1,421,000 | 1,117,000 | 962,000 | 862,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,537,000 | 41,878,000 | 43,021,000 | 45,233,000 |
| Interest-bearing deposits | 36,613,000 | 34,420,000 | 36,370,000 | 37,939,000 |
| Noninterest-bearing deposits | 6,924,000 | 7,458,000 | 6,651,000 | 7,294,000 |
| Equity capital | 6,019,000 | 6,155,000 | 6,220,000 | 6,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 999,000 | 1,509,000 | 2,043,000 |
| Interest expense | 58,000 | 118,000 | 181,000 | 272,000 |
| Net interest income | 433,000 | 881,000 | 1,328,000 | 1,771,000 |
| Noninterest income | 49,000 | 110,000 | 150,000 | 211,000 |
| Noninterest expense | 335,000 | 671,000 | 1,016,000 | 1,395,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 144,000 | 314,000 | 451,000 | 573,000 |
| Income tax | 31,000 | 70,000 | 100,000 | 127,000 |
| Net income | 113,000 | 244,000 | 351,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,052,000 | 6,180,000 | 6,304,000 | 6,285,000 |
| Total capital | 6,399,000 | 6,533,000 | 6,661,000 | 6,614,000 |
| Risk-weighted assets | 31,446,000 | 31,177,000 | 32,212,000 | 32,582,000 |