Call reports 2017
FIRST STATE BANK OF OLMSTED — 2017
What FIRST STATE BANK OF OLMSTED reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 48,754,000 | 47,171,000 | 49,141,000 | 49,569,000 |
| Total loans | 32,115,000 | 32,316,000 | 32,750,000 | 33,033,000 |
| Allowance for loan losses | 342,000 | 350,000 | 355,000 | 347,000 |
| Securities available for sale | 9,514,000 | 8,877,000 | 8,669,000 | 8,333,000 |
| Securities held to maturity | 1,779,000 | 1,778,000 | 1,718,000 | 1,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,895,000 | 41,058,000 | 42,875,000 | 43,359,000 |
| Interest-bearing deposits | 35,399,000 | 33,709,000 | 36,382,000 | 36,393,000 |
| Noninterest-bearing deposits | 7,496,000 | 7,349,000 | 6,493,000 | 6,966,000 |
| Equity capital | 5,671,000 | 5,833,000 | 5,939,000 | 5,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 473,000 | 919,000 | 1,445,000 | 1,940,000 |
| Interest expense | 52,000 | 105,000 | 160,000 | 223,000 |
| Net interest income | 421,000 | 814,000 | 1,285,000 | 1,717,000 |
| Noninterest income | 55,000 | 106,000 | 163,000 | 215,000 |
| Noninterest expense | 325,000 | 605,000 | 969,000 | 1,324,000 |
| Provision for loan losses | 6,000 | 12,000 | 15,000 | 18,000 |
| Pretax income | 145,000 | 303,000 | 464,000 | 590,000 |
| Income tax | 27,000 | 79,000 | 133,000 | 171,000 |
| Net income | 118,000 | 224,000 | 331,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,638,000 | 5,709,000 | 5,814,000 | 5,868,000 |
| Total capital | 5,980,000 | 6,059,000 | 6,169,000 | 6,215,000 |
| Risk-weighted assets | 30,157,000 | 30,296,000 | 30,978,000 | 30,844,000 |