Call reports 2014
FIRST STATE BANK OF OLMSTED — 2014
What FIRST STATE BANK OF OLMSTED reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 45,652,000 | 47,398,000 | 46,958,000 | 47,342,000 |
| Total loans | 25,634,000 | 26,704,000 | 27,864,000 | 28,088,000 |
| Allowance for loan losses | 230,000 | 240,000 | 260,000 | 270,000 |
| Securities available for sale | 10,215,000 | 12,288,000 | 13,505,000 | 13,474,000 |
| Securities held to maturity | 1,137,000 | 1,136,000 | 1,115,000 | 1,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,891,000 | 42,441,000 | 41,825,000 | 42,188,000 |
| Interest-bearing deposits | 35,264,000 | 36,546,000 | 36,217,000 | 35,842,000 |
| Noninterest-bearing deposits | 5,627,000 | 5,895,000 | 5,608,000 | 6,346,000 |
| Equity capital | 4,561,000 | 4,696,000 | 4,818,000 | 4,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 432,000 | 881,000 | 1,346,000 | 1,819,000 |
| Interest expense | 49,000 | 98,000 | 146,000 | 197,000 |
| Net interest income | 383,000 | 783,000 | 1,200,000 | 1,622,000 |
| Noninterest income | 52,000 | 107,000 | 165,000 | 217,000 |
| Noninterest expense | 294,000 | 595,000 | 896,000 | 1,210,000 |
| Provision for loan losses | 11,000 | 21,000 | 41,000 | 52,000 |
| Pretax income | 130,000 | 277,000 | 429,000 | 578,000 |
| Income tax | 25,000 | 70,000 | 114,000 | 134,000 |
| Net income | 105,000 | 207,000 | 315,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,557,000 | 4,659,000 | 4,767,000 | 4,795,000 |
| Total capital | 4,787,000 | 4,899,000 | 5,027,000 | 5,065,000 |
| Risk-weighted assets | 24,449,000 | 25,364,000 | 26,303,000 | 26,273,000 |