Call reports 2013
FIRST STATE BANK OF OLMSTED — 2013
What FIRST STATE BANK OF OLMSTED reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 42,253,000 | 42,012,000 | 43,103,000 | 43,355,000 |
| Total loans | 24,299,000 | 24,066,000 | 25,682,000 | 25,918,000 |
| Allowance for loan losses | 259,000 | 266,000 | 274,000 | 219,000 |
| Securities available for sale | 9,442,000 | 9,257,000 | 9,164,000 | 8,813,000 |
| Securities held to maturity | 1,102,000 | 1,259,000 | 1,259,000 | 1,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,528,000 | 37,094,000 | 38,233,000 | 38,483,000 |
| Interest-bearing deposits | 31,855,000 | 31,771,000 | 33,252,000 | 32,497,000 |
| Noninterest-bearing deposits | 5,673,000 | 5,323,000 | 4,981,000 | 5,986,000 |
| Equity capital | 4,466,000 | 4,598,000 | 4,568,000 | 4,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 869,000 | 1,301,000 | 1,742,000 |
| Interest expense | 53,000 | 103,000 | 153,000 | 200,000 |
| Net interest income | 376,000 | 766,000 | 1,148,000 | 1,542,000 |
| Noninterest income | 66,000 | 140,000 | 199,000 | 261,000 |
| Noninterest expense | 296,000 | 554,000 | 835,000 | 1,156,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 41,000 |
| Pretax income | 138,000 | 337,000 | 493,000 | 610,000 |
| Income tax | 26,000 | 93,000 | 140,000 | 168,000 |
| Net income | 112,000 | 244,000 | 353,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,364,000 | 4,496,000 | 4,575,000 | 4,543,000 |
| Total capital | 4,623,000 | 4,762,000 | 4,849,000 | 4,762,000 |
| Risk-weighted assets | 22,714,000 | 21,940,000 | 23,733,000 | 23,877,000 |