Call reports 2012
FIRST STATE BANK OF OLMSTED — 2012
What FIRST STATE BANK OF OLMSTED reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,339,000 | 39,676,000 | 42,950,000 | 42,856,000 |
| Total loans | 23,317,000 | 23,620,000 | 25,017,000 | 23,953,000 |
| Allowance for loan losses | 230,000 | 236,000 | 244,000 | 249,000 |
| Securities available for sale | 8,688,000 | 7,963,000 | 8,680,000 | 8,654,000 |
| Securities held to maturity | 144,000 | 1,204,000 | 844,000 | 897,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,000,000 | 35,160,000 | 38,247,000 | 38,182,000 |
| Interest-bearing deposits | 30,795,000 | 30,316,000 | 33,088,000 | 31,940,000 |
| Noninterest-bearing deposits | 5,205,000 | 4,844,000 | 5,159,000 | 6,242,000 |
| Equity capital | 4,179,000 | 4,292,000 | 4,404,000 | 4,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 879,000 | 1,332,000 | 1,771,000 |
| Interest expense | 74,000 | 141,000 | 204,000 | 263,000 |
| Net interest income | 361,000 | 738,000 | 1,128,000 | 1,508,000 |
| Noninterest income | 55,000 | 112,000 | 171,000 | 233,000 |
| Noninterest expense | 288,000 | 579,000 | 869,000 | 1,190,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 121,000 | 256,000 | 407,000 | 521,000 |
| Income tax | 24,000 | 69,000 | 118,000 | 154,000 |
| Net income | 97,000 | 187,000 | 289,000 | 367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,082,000 | 4,173,000 | 4,274,000 | 4,251,000 |
| Total capital | 4,312,000 | 4,409,000 | 4,518,000 | 4,500,000 |
| Risk-weighted assets | 22,046,000 | 22,104,000 | 23,680,000 | 22,641,000 |