Call reports 2011
FIRST STATE BANK OF OLMSTED — 2011
What FIRST STATE BANK OF OLMSTED reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 35,213,000 | 37,750,000 | 36,665,000 | 38,982,000 |
| Total loans | 21,879,000 | 22,234,000 | 22,919,000 | 23,416,000 |
| Allowance for loan losses | 211,000 | 217,000 | 218,000 | 223,000 |
| Securities available for sale | 6,659,000 | 6,455,000 | 6,373,000 | 6,784,000 |
| Securities held to maturity | 645,000 | 345,000 | 344,000 | 144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,122,000 | 33,597,000 | 32,348,000 | 34,671,000 |
| Interest-bearing deposits | 26,177,000 | 27,782,000 | 27,987,000 | 29,299,000 |
| Noninterest-bearing deposits | 4,945,000 | 5,815,000 | 4,361,000 | 5,372,000 |
| Equity capital | 3,963,000 | 3,970,000 | 4,082,000 | 4,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 810,000 | 1,220,000 | 1,649,000 |
| Interest expense | 91,000 | 178,000 | 262,000 | 344,000 |
| Net interest income | 304,000 | 632,000 | 958,000 | 1,305,000 |
| Noninterest income | 56,000 | 107,000 | 169,000 | 219,000 |
| Noninterest expense | 262,000 | 533,000 | 814,000 | 1,095,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 92,000 | 194,000 | 295,000 | 405,000 |
| Income tax | 7,000 | 26,000 | 51,000 | 55,000 |
| Net income | 85,000 | 168,000 | 244,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,940,000 | 3,903,000 | 3,979,000 | 3,985,000 |
| Total capital | 4,151,000 | 4,120,000 | 4,197,000 | 4,208,000 |
| Risk-weighted assets | 20,351,000 | 21,309,000 | 21,446,000 | 21,876,000 |