Call reports 2009
FIRST STATE BANK OF OLMSTED — 2009
What FIRST STATE BANK OF OLMSTED reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 28,128,000 | 30,209,000 | 28,531,000 | 30,475,000 |
| Total loans | 14,215,000 | 15,114,000 | 17,280,000 | 19,422,000 |
| Allowance for loan losses | 148,000 | 149,000 | 150,000 | 183,000 |
| Securities available for sale | 4,745,000 | 5,256,000 | 2,836,000 | 2,611,000 |
| Securities held to maturity | 2,554,000 | 2,455,000 | 2,205,000 | 2,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,447,000 | 26,480,000 | 24,738,000 | 26,676,000 |
| Interest-bearing deposits | 20,079,000 | 21,990,000 | 20,390,000 | 21,722,000 |
| Noninterest-bearing deposits | 4,368,000 | 4,490,000 | 4,348,000 | 4,954,000 |
| Equity capital | 3,578,000 | 3,626,000 | 3,693,000 | 3,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 672,000 | 1,038,000 | 1,411,000 |
| Interest expense | 116,000 | 227,000 | 329,000 | 425,000 |
| Net interest income | 216,000 | 445,000 | 709,000 | 986,000 |
| Noninterest income | 47,000 | 92,000 | 143,000 | 197,000 |
| Noninterest expense | 248,000 | 486,000 | 740,000 | 1,018,000 |
| Provision for loan losses | 2,000 | 4,000 | 5,000 | 40,000 |
| Pretax income | 13,000 | 47,000 | 137,000 | 136,000 |
| Income tax | 0 | 0 | 3,000 | 2,000 |
| Net income | 13,000 | 47,000 | 134,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,539,000 | 3,573,000 | 3,664,000 | 3,683,000 |
| Total capital | 3,687,000 | 3,722,000 | 3,814,000 | 3,866,000 |
| Risk-weighted assets | 14,761,000 | 15,703,000 | 16,497,000 | 17,895,000 |