Call reports 2001
FIRST STATE BANK OF OLMSTED — 2001
What FIRST STATE BANK OF OLMSTED reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 21,759,000 | 21,213,000 | 20,789,000 | 21,302,000 |
| Total loans | 11,253,000 | 11,511,000 | 11,691,000 | 11,706,000 |
| Allowance for loan losses | 108,000 | 110,000 | 111,000 | 111,000 |
| Securities available for sale | 5,211,000 | 4,778,000 | 4,117,000 | 4,397,000 |
| Securities held to maturity | 2,079,000 | 1,621,000 | 1,115,000 | 1,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,769,000 | 18,149,000 | 17,634,000 | 18,396,000 |
| Interest-bearing deposits | 16,330,000 | 15,926,000 | 14,786,000 | 15,377,000 |
| Noninterest-bearing deposits | 2,439,000 | 2,223,000 | 2,848,000 | 3,019,000 |
| Equity capital | 2,874,000 | 2,935,000 | 3,026,000 | 2,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 727,000 | 1,072,000 | 1,398,000 |
| Interest expense | 203,000 | 400,000 | 580,000 | 749,000 |
| Net interest income | 168,000 | 327,000 | 492,000 | 649,000 |
| Noninterest income | 29,000 | 65,000 | 99,000 | 134,000 |
| Noninterest expense | 132,000 | 266,000 | 403,000 | 544,000 |
| Provision for loan losses | 0 | 2,000 | 4,000 | 7,000 |
| Pretax income | 65,000 | 124,000 | 184,000 | 232,000 |
| Income tax | 6,000 | 12,000 | 21,000 | 26,000 |
| Net income | 59,000 | 112,000 | 163,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,858,000 | 2,920,000 | 2,965,000 | 2,757,000 |
| Total capital | 2,966,000 | 3,030,000 | 3,076,000 | 2,868,000 |
| Risk-weighted assets | 11,422,000 | 11,042,000 | 10,830,000 | 10,893,000 |