Call reports 2026
SOUTH COAST BANK & TRUST — 2026
What SOUTH COAST BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 268,178,000 | 269,831,000 |
| Total loans | 194,713,000 | 193,145,000 |
| Allowance for loan losses | 3,084,000 | 3,102,000 |
| Securities available for sale | 37,148,000 | 40,065,000 |
| Securities held to maturity | 236,000 | 236,000 |
| Trading assets | 0 | 0 |
| Total deposits | 239,131,000 | 239,448,000 |
| Interest-bearing deposits | 190,912,000 | 188,394,000 |
| Noninterest-bearing deposits | 48,219,000 | 51,054,000 |
| Equity capital | 21,898,000 | 22,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,726,000 | 7,532,000 |
| Interest expense | 1,283,000 | 2,599,000 |
| Net interest income | 2,443,000 | 4,933,000 |
| Noninterest income | 220,000 | 432,000 |
| Noninterest expense | 1,614,000 | 3,285,000 |
| Provision for loan losses | 35,000 | 53,000 |
| Pretax income | 1,004,000 | 2,017,000 |
| Income tax | 0 | 0 |
| Net income | 1,004,000 | 2,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 26,541,000 | 27,239,000 |
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