Call reports 2022
SOUTH COAST BANK & TRUST — 2022
What SOUTH COAST BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 202,998,000 | 203,132,000 | 202,843,000 | 214,753,000 |
| Total loans | 151,149,000 | 150,734,000 | 153,967,000 | 169,927,000 |
| Allowance for loan losses | 2,409,000 | 2,465,000 | 2,535,000 | 2,627,000 |
| Securities available for sale | 27,106,000 | 29,583,000 | 28,326,000 | 27,564,000 |
| Securities held to maturity | 0 | 0 | 730,000 | 1,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,054,000 | 190,335,000 | 182,855,000 | 198,243,000 |
| Interest-bearing deposits | 135,328,000 | 144,455,000 | 135,694,000 | 153,010,000 |
| Noninterest-bearing deposits | 48,725,000 | 45,880,000 | 47,161,000 | 45,233,000 |
| Equity capital | 14,580,000 | 12,476,000 | 12,548,000 | 12,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,857,000 | 3,860,000 | 5,996,000 | 8,354,000 |
| Interest expense | 111,000 | 239,000 | 411,000 | 838,000 |
| Net interest income | 1,746,000 | 3,621,000 | 5,585,000 | 7,516,000 |
| Noninterest income | 173,000 | 473,000 | 786,000 | 945,000 |
| Noninterest expense | 1,195,000 | 2,385,000 | 3,658,000 | 4,905,000 |
| Provision for loan losses | 63,000 | 126,000 | 210,000 | 304,000 |
| Pretax income | 661,000 | 1,583,000 | 2,503,000 | 3,240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 661,000 | 1,583,000 | 2,503,000 | 3,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,531,000 | 18,138,000 | 18,899,000 | 18,530,000 |
| Total capital | 19,437,000 | 19,996,000 | 20,813,000 | 20,611,000 |
| Risk-weighted assets | 151,941,000 | 147,908,000 | 152,508,000 | 165,927,000 |
Machine access — free, no API key
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