Call reports 2021
SOUTH COAST BANK & TRUST — 2021
What SOUTH COAST BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 186,912,000 | 183,013,000 | 196,735,000 | 196,047,000 |
| Total loans | 133,429,000 | 142,712,000 | 143,399,000 | 149,256,000 |
| Allowance for loan losses | 2,219,000 | 2,256,000 | 2,303,000 | 2,346,000 |
| Securities available for sale | 26,630,000 | 26,630,000 | 26,830,000 | 28,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,286,000 | 166,576,000 | 178,455,000 | 175,159,000 |
| Interest-bearing deposits | 128,401,000 | 122,173,000 | 134,099,000 | 131,911,000 |
| Noninterest-bearing deposits | 41,885,000 | 44,403,000 | 44,356,000 | 43,248,000 |
| Equity capital | 15,336,000 | 16,128,000 | 17,156,000 | 16,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,727,000 | 3,464,000 | 5,270,000 | 7,058,000 |
| Interest expense | 203,000 | 341,000 | 470,000 | 591,000 |
| Net interest income | 1,524,000 | 3,123,000 | 4,800,000 | 6,467,000 |
| Noninterest income | 212,000 | 397,000 | 845,000 | 1,032,000 |
| Noninterest expense | 1,144,000 | 2,282,000 | 3,456,000 | 4,668,000 |
| Provision for loan losses | 50,000 | 88,000 | 135,000 | 183,000 |
| Pretax income | 544,000 | 1,179,000 | 2,114,000 | 2,708,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 544,000 | 1,179,000 | 2,114,000 | 2,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,114,000 | 16,503,000 | 17,317,000 | 16,870,000 |
| Total capital | 17,763,000 | 18,232,000 | 19,059,000 | 18,730,000 |
| Risk-weighted assets | 131,348,000 | 137,822,000 | 138,802,000 | 148,341,000 |
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