Call reports 2018
SOUTH COAST BANK & TRUST — 2018
What SOUTH COAST BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 119,057,000 | 123,857,000 | 126,793,000 | 130,151,000 |
| Total loans | 95,126,000 | 100,753,000 | 105,828,000 | 106,819,000 |
| Allowance for loan losses | 1,452,000 | 1,509,000 | 1,590,000 | 1,752,000 |
| Securities available for sale | 8,993,000 | 8,767,000 | 8,422,000 | 8,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,577,000 | 111,268,000 | 113,884,000 | 116,626,000 |
| Interest-bearing deposits | 84,371,000 | 90,255,000 | 92,038,000 | 95,670,000 |
| Noninterest-bearing deposits | 22,206,000 | 21,013,000 | 21,846,000 | 20,956,000 |
| Equity capital | 12,225,000 | 12,316,000 | 12,583,000 | 13,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,635,000 | 4,125,000 | 5,661,000 |
| Interest expense | 169,000 | 377,000 | 634,000 | 946,000 |
| Net interest income | 1,084,000 | 2,258,000 | 3,491,000 | 4,715,000 |
| Noninterest income | 105,000 | 234,000 | 438,000 | 1,385,000 |
| Noninterest expense | 890,000 | 1,791,000 | 2,752,000 | 3,807,000 |
| Provision for loan losses | 58,000 | 116,000 | 199,000 | 403,000 |
| Pretax income | 241,000 | 585,000 | 978,000 | 1,890,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 241,000 | 585,000 | 978,000 | 1,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,597,000 | 12,771,000 | 13,071,000 | 13,529,000 |
| Total capital | 13,782,000 | 14,020,000 | 14,352,000 | 14,830,000 |
| Risk-weighted assets | 94,508,000 | 99,673,000 | 102,147,000 | 103,632,000 |