Call reports 2017
SOUTH COAST BANK & TRUST — 2017
What SOUTH COAST BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 107,283,000 | 107,488,000 | 106,943,000 | 108,714,000 |
| Total loans | 83,397,000 | 80,432,000 | 84,480,000 | 87,046,000 |
| Allowance for loan losses | 1,330,000 | 1,370,000 | 1,379,000 | 1,394,000 |
| Securities available for sale | 8,409,000 | 8,360,000 | 9,686,000 | 9,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,153,000 | 95,083,000 | 94,259,000 | 96,291,000 |
| Interest-bearing deposits | 73,135,000 | 70,544,000 | 72,287,000 | 76,225,000 |
| Noninterest-bearing deposits | 22,018,000 | 24,539,000 | 21,972,000 | 20,066,000 |
| Equity capital | 11,918,000 | 12,173,000 | 12,398,000 | 12,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,048,000 | 2,169,000 | 3,319,000 | 4,521,000 |
| Interest expense | 114,000 | 228,000 | 347,000 | 484,000 |
| Net interest income | 934,000 | 1,941,000 | 2,972,000 | 4,037,000 |
| Noninterest income | 85,000 | 166,000 | 257,000 | 421,000 |
| Noninterest expense | 853,000 | 1,716,000 | 2,592,000 | 3,439,000 |
| Provision for loan losses | 63,000 | 105,000 | 115,000 | 131,000 |
| Pretax income | 105,000 | 289,000 | 525,000 | 891,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 105,000 | 289,000 | 525,000 | 891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,095,000 | 12,280,000 | 12,515,000 | 12,356,000 |
| Total capital | 13,132,000 | 13,283,000 | 13,573,000 | 13,454,000 |
| Risk-weighted assets | 82,693,000 | 79,877,000 | 84,282,000 | 87,543,000 |