Call reports 2008
SOUTH COAST BANK & TRUST — 2008
What SOUTH COAST BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 27,550,000 | 27,534,000 | 26,539,000 | 26,180,000 |
| Total loans | 16,521,000 | 16,694,000 | 16,454,000 | 15,658,000 |
| Allowance for loan losses | 147,000 | 156,000 | 174,000 | 180,000 |
| Securities available for sale | 5,749,000 | 5,136,000 | 5,791,000 | 5,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,217,000 | 24,134,000 | 23,074,000 | 22,978,000 |
| Interest-bearing deposits | 20,475,000 | 20,718,000 | 20,021,000 | 19,950,000 |
| Noninterest-bearing deposits | 3,742,000 | 3,416,000 | 3,053,000 | 3,028,000 |
| Equity capital | 3,051,000 | 3,034,000 | 3,142,000 | 2,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 802,000 | 1,172,000 | 1,501,000 |
| Interest expense | 160,000 | 301,000 | 428,000 | 541,000 |
| Net interest income | 263,000 | 501,000 | 744,000 | 960,000 |
| Noninterest income | 40,000 | 76,000 | 115,000 | 159,000 |
| Noninterest expense | 227,000 | 445,000 | 641,000 | 791,000 |
| Provision for loan losses | 5,000 | 11,000 | 27,000 | 274,000 |
| Pretax income | 71,000 | 122,000 | 192,000 | 55,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 71,000 | 122,000 | 192,000 | 55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,980,000 | 3,031,000 | 3,101,000 | 2,963,000 |
| Total capital | 3,127,000 | 3,187,000 | 3,275,000 | 3,143,000 |
| Risk-weighted assets | 17,297,000 | 17,628,000 | 17,296,000 | 16,813,000 |
Machine access — free, no API key
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