Call reports 2004
SOUTH COAST BANK & TRUST — 2004
What SOUTH COAST BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 25,589,000 | 25,322,000 | 25,208,000 | 25,364,000 |
| Total loans | 12,117,000 | 12,787,000 | 13,053,000 | 13,644,000 |
| Allowance for loan losses | 127,000 | 126,000 | 131,000 | 118,000 |
| Securities available for sale | 9,083,000 | 9,109,000 | 8,349,000 | 7,466,000 |
| Securities held to maturity | 29,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,726,000 | 22,545,000 | 22,293,000 | 22,535,000 |
| Interest-bearing deposits | 19,142,000 | 19,140,000 | 18,830,000 | 18,927,000 |
| Noninterest-bearing deposits | 3,584,000 | 3,405,000 | 3,463,000 | 3,608,000 |
| Equity capital | 2,769,000 | 2,647,000 | 2,762,000 | 2,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 308,000 | 622,000 | 941,000 | 1,273,000 |
| Interest expense | 57,000 | 113,000 | 171,000 | 232,000 |
| Net interest income | 251,000 | 509,000 | 770,000 | 1,041,000 |
| Noninterest income | 46,000 | 90,000 | 140,000 | 178,000 |
| Noninterest expense | 203,000 | 408,000 | 616,000 | 907,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 192,000 | 298,000 | 316,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 192,000 | 298,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,577,000 | 2,675,000 | 2,692,000 | 2,710,000 |
| Total capital | 2,704,000 | 2,801,000 | 2,823,000 | 2,828,000 |
| Risk-weighted assets | 14,113,000 | 14,167,000 | 14,227,000 | 14,824,000 |
Machine access — free, no API key
Every figure shown here about SOUTH COAST BANK & TRUST — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.