Call reports 2002
SOUTH COAST BANK & TRUST — 2002
What SOUTH COAST BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,344,000 | 23,729,000 | 25,583,000 | 24,642,000 |
| Total loans | 11,067,000 | 11,344,000 | 11,136,000 | 10,613,000 |
| Allowance for loan losses | 139,000 | 142,000 | 145,000 | 142,000 |
| Securities available for sale | 8,251,000 | 8,684,000 | 9,884,000 | 10,731,000 |
| Securities held to maturity | 53,000 | 48,000 | 45,000 | 41,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,884,000 | 21,063,000 | 22,798,000 | 21,890,000 |
| Interest-bearing deposits | 17,017,000 | 17,588,000 | 19,353,000 | 18,408,000 |
| Noninterest-bearing deposits | 3,866,000 | 3,475,000 | 3,445,000 | 3,482,000 |
| Equity capital | 2,355,000 | 2,526,000 | 2,641,000 | 2,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 689,000 | 1,045,000 | 1,382,000 |
| Interest expense | 114,000 | 221,000 | 325,000 | 420,000 |
| Net interest income | 223,000 | 468,000 | 720,000 | 962,000 |
| Noninterest income | 46,000 | 85,000 | 123,000 | 166,000 |
| Noninterest expense | 194,000 | 392,000 | 586,000 | 832,000 |
| Provision for loan losses | 6,000 | 9,000 | 12,000 | 15,000 |
| Pretax income | 69,000 | 152,000 | 245,000 | 281,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 152,000 | 245,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,307,000 | 2,390,000 | 2,413,000 | 2,449,000 |
| Total capital | 2,446,000 | 2,532,000 | 2,558,000 | 2,591,000 |
| Risk-weighted assets | 11,609,000 | 12,020,000 | 12,157,000 | 11,676,000 |