Call reports 2001
SOUTH COAST BANK & TRUST — 2001
What SOUTH COAST BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,507,000 | 22,426,000 | 22,337,000 | 21,258,000 |
| Total loans | 9,505,000 | 9,498,000 | 9,430,000 | 10,730,000 |
| Allowance for loan losses | 126,000 | 139,000 | 155,000 | 129,000 |
| Securities available for sale | 7,380,000 | 7,059,000 | 7,212,000 | 8,127,000 |
| Securities held to maturity | 79,000 | 72,000 | 64,000 | 59,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,031,000 | 19,845,000 | 19,721,000 | 18,748,000 |
| Interest-bearing deposits | 14,905,000 | 16,598,000 | 16,646,000 | 15,427,000 |
| Noninterest-bearing deposits | 3,126,000 | 3,247,000 | 3,075,000 | 3,321,000 |
| Equity capital | 2,332,000 | 2,411,000 | 2,421,000 | 2,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 787,000 | 1,158,000 | 1,507,000 |
| Interest expense | 168,000 | 343,000 | 504,000 | 653,000 |
| Net interest income | 225,000 | 444,000 | 654,000 | 854,000 |
| Noninterest income | 41,000 | 82,000 | 121,000 | 158,000 |
| Noninterest expense | 191,000 | 381,000 | 578,000 | 777,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 69,000 | 133,000 | 179,000 | 211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 133,000 | 179,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,251,000 | 2,314,000 | 2,275,000 | 2,307,000 |
| Total capital | 2,377,000 | 2,445,000 | 2,407,000 | 2,436,000 |
| Risk-weighted assets | 10,100,000 | 10,487,000 | 10,556,000 | 10,858,000 |