Call reports 2025
TD BANK USA, NATIONAL ASSOCIATION — 2025
What TD BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 34,737,458,000 | 34,505,990,000 | 34,297,872,000 | 34,631,887,000 |
| Total loans | 8,966,643,000 | 8,885,373,000 | 8,898,864,000 | 9,695,719,000 |
| Allowance for loan losses | 914,852,000 | 917,792,000 | 890,700,000 | 899,934,000 |
| Securities available for sale | 19,909,547,000 | 20,147,680,000 | 19,925,951,000 | 18,117,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,325,155,000 | 27,968,141,000 | 28,465,404,000 | 28,737,467,000 |
| Interest-bearing deposits | 28,285,058,000 | 27,935,309,000 | 28,431,077,000 | 28,705,698,000 |
| Noninterest-bearing deposits | 40,096,000 | 32,833,000 | 34,327,000 | 31,769,000 |
| Equity capital | 4,449,250,000 | 4,360,230,000 | 4,453,947,000 | 3,863,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 854,576,000 | 1,694,488,000 | 2,540,952,000 | 3,357,080,000 |
| Interest expense | 317,845,000 | 635,518,000 | 955,440,000 | 1,250,740,000 |
| Net interest income | 536,731,000 | 1,058,970,000 | 1,585,512,000 | 2,106,340,000 |
| Noninterest income | 68,033,000 | 147,013,000 | 241,845,000 | 343,162,000 |
| Noninterest expense | 342,470,000 | 686,855,000 | 1,053,447,000 | 1,422,409,000 |
| Provision for loan losses | 121,656,000 | 244,216,000 | 350,473,000 | 481,465,000 |
| Pretax income | 140,668,000 | 255,780,000 | 404,395,000 | 494,978,000 |
| Income tax | 27,958,000 | 48,818,000 | 77,886,000 | 93,181,000 |
| Net income | 112,710,000 | 206,962,000 | 326,509,000 | 401,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,415,690,000 | 4,407,628,000 | 4,435,515,000 | 3,771,466,000 |
| Total capital | 4,587,446,000 | 4,579,435,000 | 4,606,331,000 | 3,945,315,000 |
| Risk-weighted assets | 12,996,995,000 | 12,998,276,000 | 12,945,159,000 | 13,181,618,000 |