Call reports 2023
TD BANK USA, NATIONAL ASSOCIATION — 2023
What TD BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 36,460,361,000 | 36,086,688,000 | 35,606,754,000 | 36,398,501,000 |
| Total loans | 8,890,836,000 | 8,925,124,000 | 9,083,956,000 | 10,092,483,000 |
| Allowance for loan losses | 850,290,000 | 855,624,000 | 881,916,000 | 963,365,000 |
| Securities available for sale | 22,788,570,000 | 22,236,627,000 | 21,349,980,000 | 21,363,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,785,853,000 | 31,349,382,000 | 30,783,484,000 | 30,548,456,000 |
| Interest-bearing deposits | 31,728,921,000 | 31,285,224,000 | 30,725,080,000 | 30,514,931,000 |
| Noninterest-bearing deposits | 56,932,000 | 64,158,000 | 58,404,000 | 33,524,000 |
| Equity capital | 3,654,937,000 | 3,799,220,000 | 3,910,695,000 | 4,021,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 903,885,000 | 1,853,247,000 | 2,827,241,000 | 3,801,813,000 |
| Interest expense | 352,511,000 | 756,262,000 | 1,167,864,000 | 1,580,975,000 |
| Net interest income | 551,374,000 | 1,096,985,000 | 1,659,377,000 | 2,220,838,000 |
| Noninterest income | 63,654,000 | 139,490,000 | 222,004,000 | 319,214,000 |
| Noninterest expense | 334,253,000 | 688,119,000 | 1,042,224,000 | 1,392,675,000 |
| Provision for loan losses | 124,459,000 | 229,109,000 | 363,012,000 | 517,951,000 |
| Pretax income | 156,331,000 | 319,262,000 | 476,160,000 | 629,260,000 |
| Income tax | 32,448,000 | 65,043,000 | 91,468,000 | 124,362,000 |
| Net income | 123,883,000 | 254,219,000 | 384,692,000 | 504,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,801,289,000 | 3,931,582,000 | 4,061,973,000 | 4,184,176,000 |
| Total capital | 3,971,620,000 | 4,101,818,000 | 4,232,536,000 | 4,367,893,000 |
| Risk-weighted assets | 12,895,500,000 | 12,882,606,000 | 12,885,018,000 | 13,917,288,000 |