Call reports 2020
TD BANK USA, NATIONAL ASSOCIATION — 2020
What TD BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 27,041,547,000 | 23,730,971,000 | 25,341,465,000 | 29,205,488,000 |
| Total loans | 9,801,552,000 | 8,927,831,000 | 8,771,757,000 | 9,585,022,000 |
| Allowance for loan losses | 1,090,520,000 | 1,073,105,000 | 1,131,405,000 | 1,101,007,000 |
| Securities available for sale | 3,810,811,000 | 3,751,264,000 | 3,668,811,000 | 7,002,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,180,654,000 | 19,693,043,000 | 21,418,810,000 | 25,171,724,000 |
| Interest-bearing deposits | 23,133,620,000 | 19,651,839,000 | 21,366,886,000 | 25,128,959,000 |
| Noninterest-bearing deposits | 47,035,000 | 41,204,000 | 51,924,000 | 42,765,000 |
| Equity capital | 2,949,543,000 | 3,005,283,000 | 2,937,135,000 | 2,895,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 553,919,000 | 1,012,452,000 | 1,438,176,000 | 1,875,038,000 |
| Interest expense | 49,443,000 | 63,495,000 | 74,153,000 | 79,434,000 |
| Net interest income | 504,476,000 | 948,957,000 | 1,364,023,000 | 1,795,604,000 |
| Noninterest income | 42,526,000 | 75,686,000 | 140,224,000 | 232,698,000 |
| Noninterest expense | 37,549,000 | 355,391,000 | 610,601,000 | 992,829,000 |
| Provision for loan losses | 495,115,000 | 602,257,000 | 767,368,000 | 813,766,000 |
| Pretax income | 14,435,000 | 67,144,000 | 126,427,000 | 221,851,000 |
| Income tax | -2,295,000 | 6,170,000 | 14,328,000 | 27,131,000 |
| Net income | 16,730,000 | 60,974,000 | 112,099,000 | 194,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,963,571,000 | 3,007,820,000 | 2,933,950,000 | 2,891,572,000 |
| Total capital | 3,106,977,000 | 3,141,057,000 | 3,069,553,000 | 3,041,427,000 |
| Risk-weighted assets | 10,493,715,000 | 9,577,554,000 | 9,769,003,000 | 10,984,466,000 |