Call reports 2019
TD BANK USA, NATIONAL ASSOCIATION — 2019
What TD BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 18,986,260,000 | 16,031,677,000 | 16,812,576,000 | 17,800,452,000 |
| Total loans | 9,481,413,000 | 9,641,289,000 | 9,822,117,000 | 10,979,653,000 |
| Allowance for loan losses | 710,075,000 | 670,057,000 | 689,302,000 | 737,551,000 |
| Securities available for sale | 5,710,639,000 | 3,822,831,000 | 3,937,619,000 | 3,833,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,983,000 | 6,069,000 | 6,115,000 | 6,086,000 |
| Total deposits | 12,808,880,000 | 12,337,970,000 | 13,060,423,000 | 14,015,565,000 |
| Interest-bearing deposits | 12,758,108,000 | 12,296,676,000 | 13,024,227,000 | 13,986,136,000 |
| Noninterest-bearing deposits | 50,772,000 | 41,294,000 | 36,195,000 | 29,429,000 |
| Equity capital | 2,743,238,000 | 2,811,480,000 | 2,876,319,000 | 2,950,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 573,056,000 | 1,128,471,000 | 1,686,649,000 | 2,241,370,000 |
| Interest expense | 99,882,000 | 192,544,000 | 265,183,000 | 327,413,000 |
| Net interest income | 473,174,000 | 935,927,000 | 1,421,466,000 | 1,913,957,000 |
| Noninterest income | 43,829,000 | 92,223,000 | 140,210,000 | 202,714,000 |
| Noninterest expense | 325,156,000 | 665,518,000 | 971,548,000 | 1,264,201,000 |
| Provision for loan losses | 102,449,000 | 190,427,000 | 329,567,000 | 503,738,000 |
| Pretax income | 89,398,000 | 182,026,000 | 270,382,000 | 360,534,000 |
| Income tax | 19,535,000 | 36,628,000 | 55,782,000 | 72,345,000 |
| Net income | 69,863,000 | 145,398,000 | 214,600,000 | 288,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,720,724,000 | 2,798,152,000 | 2,864,974,000 | 2,943,949,000 |
| Total capital | 2,863,168,000 | 2,935,496,000 | 3,004,789,000 | 3,098,960,000 |
| Risk-weighted assets | 10,810,080,000 | 10,428,865,000 | 10,610,553,000 | 11,792,865,000 |