Call reports 2016
TD BANK USA, NATIONAL ASSOCIATION — 2016
What TD BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 19,675,906,000 | 19,662,128,000 | 21,117,339,000 | 23,245,910,000 |
| Total loans | 7,083,881,000 | 7,109,183,000 | 7,301,741,000 | 8,627,063,000 |
| Allowance for loan losses | 392,861,000 | 423,595,000 | 462,070,000 | 510,218,000 |
| Securities available for sale | 4,846,177,000 | 4,535,876,000 | 4,042,944,000 | 7,685,784,000 |
| Securities held to maturity | 2,800,000 | 2,800,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,717,218,000 | 17,622,800,000 | 19,107,806,000 | 20,636,899,000 |
| Interest-bearing deposits | 17,685,034,000 | 17,586,510,000 | 19,069,320,000 | 20,608,929,000 |
| Noninterest-bearing deposits | 32,184,000 | 36,290,000 | 38,486,000 | 27,970,000 |
| Equity capital | 1,652,639,000 | 1,761,725,000 | 1,767,717,000 | 1,778,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 396,396,000 | 778,878,000 | 1,183,247,000 | 1,600,282,000 |
| Interest expense | 34,223,000 | 66,761,000 | 99,104,000 | 136,137,000 |
| Net interest income | 362,173,000 | 712,117,000 | 1,084,143,000 | 1,464,145,000 |
| Noninterest income | 79,624,000 | 163,847,000 | 252,279,000 | 358,679,000 |
| Noninterest expense | 325,953,000 | 625,011,000 | 937,444,000 | 1,242,803,000 |
| Provision for loan losses | 46,330,000 | 127,530,000 | 219,891,000 | 344,894,000 |
| Pretax income | 69,514,000 | 123,423,000 | 179,087,000 | 235,127,000 |
| Income tax | 19,892,000 | 41,967,000 | 60,442,000 | 77,014,000 |
| Net income | 49,622,000 | 81,456,000 | 118,645,000 | 158,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,604,625,000 | 1,715,123,000 | 1,730,810,000 | 1,748,602,000 |
| Total capital | 1,705,413,000 | 1,815,779,000 | 1,833,534,000 | 1,880,692,000 |
| Risk-weighted assets | 7,754,450,000 | 7,710,384,000 | 7,841,176,000 | 10,171,634,000 |